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NerdWallet's Smart Money Podcast explores credit cards in 2026, discussing industry trends, buy now pay later options, rising fees, best credit card picks, and strategies for aligning credit card spending with personal values.
A financial expert helps a listener explore her money beliefs, navigate a career transition, and develop strategies for saving and investing on a tight income while moving in with her partner.
A couple discusses how to prioritize their budget after daycare expenses end, exploring options like boosting emergency savings, saving for their child's future, and potentially financing a home addition.
After losing her job, a listener navigates health insurance options, manages expenses, and maintains a positive mindset while strategically searching for her next remote position.
Hosts Sean Pyles and Elizabeth Ayoola review 2025's top financial stories, including tariffs, stock market volatility, housing market challenges, and Fed rate cuts, while Smart Travel podcast hosts help Elizabeth evaluate her stack of high-fee travel credit cards.
Hosts Sean Pyles and Elizabeth Ayoola explore balancing big life experiences with long-term financial goals, discussing Sean's wedding and honeymoon expenses, and whether it's smart to temporarily reduce retirement savings to save for a home down payment.
A look at the 2026 housing market reveals rising climate-driven insurance costs, shifting homebuyer demographics, and potential relief from mortgage rates stabilizing around 6%, while a listener explores Coast FI and retirement savings strategies with financial experts.
A financial therapist and NerdWallet writer discuss emotional spending habits, financial trauma, and strategies for improving one's relationship with money, followed by a deep dive into a listener's financial journey after job loss, exploring health insurance options, job searching, and maintaining financial stability.
A candid budget rehab session helps Shelby tackle credit card debt, explore balance transfer options, and strategize savings while managing high housing costs in Austin.
A comprehensive guide to navigating open enrollment, covering dental, vision, life, disability, and supplemental insurance options, with expert advice on choosing the right coverage based on personal health and financial needs.
A discussion on managing government shutdown scams and helping a fellow NerdWallet employee navigate household budgeting challenges with his spouse by exploring financial values, tracking expenses, and finding compromise.
Sean and Elizabeth discuss wedding and honeymoon budgeting, then dive deep into understanding credit reports with Amanda Barroso, walking through Sean's Experian credit report and explaining how to access free weekly credit reports from the three major bureaus.
A couple discusses burnout, career changes, and the pros and cons of quiet quitting, featuring insights from a guest expert who quit her dream job without a backup plan.
In a unique budget rehab episode, podcast hosts Sean and Elizabeth dissect their personal finances, revealing their spending habits, savings rates, and financial goals while offering insights into managing money stress and making smarter financial decisions.
In this episode of NerdWallet's Smart Money Podcast, Sean and Elizabeth discuss the importance of estate planning, explaining how creating a will and trust can help protect your assets and loved ones, and they also explore the nuances of informal lending between friends and family. The hosts provide practical advice on starting an estate plan, reviewing beneficiaries, and navigating family loans, emphasizing that these financial decisions are ultimately acts of love and care.
Based on the transcript, here's a two-sentence description: In this episode of NerdWallet's Smart Money Podcast, hosts Sean and Elizabeth discuss the crucial financial conversations couples should have before moving in together, covering topics like income, debt, savings, and shared expenses. They also explore the rising prices of coffee and matcha due to climate change and tariffs, with insights from a news segment featuring Anna Hilhosky and Rick Van Der Kneife.
Understand how new tariffs may hit your wallet and whether premium credit card fees are still worth it. What do new U.S. tariffs mean for prices on everyday goods and cars? What should you consider when choosing a premium travel credit card? Hosts Sean Pyles and Elizabeth Ayoola discuss the latest economic indicators and the changing landscape of credit card perks to help you understand how today’s macroeconomics and personal finance decisions intersect. Joined by news Nerds Anna Helhoski and Rick VanderKnyff, the team unpacks key insights from recent federal data drops. They begin with a discussion of the latest tariffs and economic reports, with tips and tricks on understanding how import duties impact consumer prices, why inflation could be on the rise again, and how job growth revisions may affect consumer sentiment. Then, credit card Nerd Melissa Lambarena joins Sean and Elizabeth to discuss whether high-fee premium cards still deliver value. They cover how reward structures are changing, when it makes sense to downgrade instead of cancel, and how opening or closing a card affects your credit score. Take the Smart Money Podcast Listener Survey 2025 and enter to win a prize! https://nerdwallet.com/podsurvey Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Chase Sapphire Reserve Makes Big Changes: Higher Fee, New Rates, More Perks https://www.nerdwallet.com/article/credit-cards/chase-sapphire-reserve-overhaul-june-2025 Chase Sapphire Preferred Review: Strong Option for Travel Rewards https://www.nerdwallet.com/reviews/credit-cards/chase-sapphire-preferred Chase Freedom Unlimited Review: A Potential One-Card Solution https://www.nerdwallet.com/reviews/credit-cards/chase-freedom-unlimited American Express Platinum Review: Top-Notch Lounge Access, Big Credits https://www.nerdwallet.com/reviews/credit-cards/american-express-platinum 5 Things to Know About the Bank of America Premium Rewards Elite Credit Card https://www.nerdwallet.com/article/credit-cards/5-things-to-know-about-the-bank-of-america-premium-rewards-elite-credit-card Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: tariffs 2025, credit card downgrade effects, new credit card impact on credit score, consumer inflation trends 2025, unemployment report July 2025, core PCE inflation rate, job growth revisions BLS, credit card rewards explained, travel credit card comparison, high annual fee credit cards, credit card utilization ratio, closing credit card and credit score, 2025 economic outlook, de minimis exemption 2025, trade war impact on consumers, credit card strategy during inflation, interest rates and consumer debt, credit card perks vs cost, credit card churn risks, emergency fund importance 2025, how tariffs raise consumer prices, July 2025 consumer sentiment, credit card reward program changes, and economic uncertainty and spending. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices